Products Explained
Mortgages by Mark Ltd
offers a range of mortgage
and protection services
Mortgages
Speak to us to establish how much you can borrow and allow us to guide you through the process. We will provide you with an Agreement in Principle before you view any properties.
Helping clients whether its upsizing for more space, downsizing or relocating. Contact us to find out whether it is best to transfer your current mortgage to your new property or to look at alternative lenders.
Don't allow your current mortgage product to end as you will typically pay more on the lender's standard variable rate. Speak to us in advance of your deal ending to establish what exclusive deals we can find for you.
Life Insurance
Designed to provide financial support for your loved ones when you pass away. Life will be hard enough as it is.
Life insurance is a policy that pays out a tax-free lump sum if you pass away during the term of the policy. Most people take out life insurance to repay their mortgage, protect their family’s home, or provide financial security for their partner and children.
It ensures your loved ones are not left struggling financially at an already difficult time. It can prevent your family from needing to sell the home and helps remove financial pressure during bereavement.
For most families, their home is their biggest asset, and protecting it is essential.
Critical Illness
Pays out a tax-free lump sum amount to benefit you should you be diagnosed with a specified condition during the policy term, providing financial security.
Critical illness cover is a policy that pays out a tax-free lump sum if you’re diagnosed with a specified serious illness listed in the policy, such as cancer, heart attack, or stroke. Unlike life insurance, it pays out while you’re still living, providing financial support at a time when you may be unable to work or facing significant medical and household expenses.
The payout can be used however you choose, whether that’s clearing your mortgage, covering bills, funding private treatment, or giving you time to focus on recovery without financial pressure.
Income Protection
This is an insurance policy that replaces a portion of your earnings if you can't work due to illness or injury, paying a regular monthly income to cover bills, mortgage, and living expenses until you return to work or retire.
Income protection is a policy designed to pay you a regular monthly income if you’re unable to work due to illness or injury. Instead of a lump sum, it provides ongoing, monthly payments, typically up to 50–70% of your gross income, until you return to work, the policy ends, or you reach retirement age (depending on the cover selected).
It helps ensure you can continue paying your mortgage, household bills, and everyday living costs while you recover, giving you financial stability and peace of mind at a time when your income would otherwise stop.
Home Insurance
Imagine your home was destroyed by fire, storm or flood, you would want to make sure you have the right level of cover to protect the home and your valuables.
Buildings and contents insurance protects your home and everything inside it against unexpected events such as fire, flood, storm damage, or theft. Buildings insurance covers the structure of your property, including walls, roof, floors, and permanent fixtures like kitchens and bathrooms, and is required by mortgage lenders.
Contents insurance covers your personal belongings, such as furniture, electronics, clothing, and valuables, helping you replace them if they’re damaged, destroyed, or stolen. Together, they provide essential financial protection, ensuring that both your property and possessions are safeguarded against life’s unforeseen events.